Hedge Group
Services • Vehicle Hire Purchase

Hire Purchase of Car Spare Parts.

At the best deals guaranteed.

We help hard-working people keep their vehicles on the road. Group Hedge funds your repair, supplies the spare parts, and lets you pay back in small monthly instalments with a small interest — so a breakdown never has to break your finances.

Transparent terms
Stock available, ready to fit
Built for working people
Hire Purchase of Car Spare Parts campaign poster
Why We Built This

A vehicle problem shouldn’t become a cash-flow problem.

For most workers, the car isn’t a luxury — it’s how the family eats, how the children get to school, and how the business runs. When something breaks, the bill rarely arrives at a convenient time.

Defect Vehicles

A breakdown can stop your daily hustle, your school runs, your business deliveries — and waiting weeks for repairs is not an option.

No Instant Funds

Spare parts and labour costs often hit all at once. Most workers simply don’t have the full amount sitting ready when they need it.

How Group Hedge Helps

One programme. Four pillars. Real relief.

We bring financing, parts, skilled labour and a fair repayment plan together — so you can fix the problem today and pay over time, comfortably.

Repair Financing

We loan you the funds needed to fix your vehicle so you can get back on the road today, not weeks from now.

Spare Parts Supply

Through our trusted dealers, we purchase quality spare parts on your behalf — verified stock, ready to fit.

Trusted Fitting Shop

A well-organised workshop, open to clients, with skilled technicians and the right equipment to do the job right the first time.

Flexible Monthly Plan

Pay back in small, affordable monthly instalments with a modest interest — built around your salary, not against it.

How It Works

From breakdown to back-on-the-road, in 5 simple steps.

A clear, predictable journey designed around how working people actually live and earn.

01

Tell Us What’s Wrong

Bring your vehicle in or share the issue with our team. We diagnose the problem and give you an honest, written quote.

02

Get Approved

We assess your application quickly. Workers in stable employment qualify for a flexible hire purchase plan.

03

We Buy The Parts

Once approved, Group Hedge purchases the spare parts directly from our trusted dealers — no upfront stress for you.

04

Repairs Carried Out

Our well-organised fitting shop installs the parts using skilled technicians and the right equipment.

05

Pay Small Small

Drive away the same day. Repay in fixed monthly instalments with a small interest, comfortably spread over time.

Eligibility

Who can apply?

The programme is designed for everyday workers with a steady income. To keep things fair and sustainable, applicants should:

  • Be in active, verifiable employment (public or private sector)
  • Provide valid national ID and proof of vehicle ownership
  • Agree to a fixed monthly repayment via salary deduction or standing order
  • Have your vehicle assessed and quoted by our fitting shop
Repayment

Pay small small, every month.

Once your repair is done, your total cost — parts, labour and a small interest — is split into fixed monthly instalments. No surprises, no hidden charges.

Tenure

Flexible

Agreed up front

Interest

Modest & fixed

Disclosed in writing

Payments

Monthly

Salary-friendly

Early Settlement

Allowed

No penalty

Final terms are confirmed after assessment. We always put the agreement in writing before any repair begins.

Frequently Asked Questions

Clear answers to common questions

Anything we haven’t covered? Reach out — our team is happy to walk you through the process.

Who is this service for?+
Workers who depend on their vehicles for daily life or business — drivers, civil servants, teachers, traders, ride-hail operators and SME owners. If a sudden breakdown threatens your income or routine, this is built for you.
How much can I borrow?+
It depends on the cost of the repair, the parts required and your repayment capacity. After diagnosing your vehicle and reviewing your application, our team agrees a comfortable amount with you up front.
What is the interest rate?+
We charge a small, transparent interest on the financed amount — no hidden fees. Your repayment schedule is agreed in writing before any work begins.
Can I choose where my car is repaired?+
All approved repairs are carried out at our well-organised fitting shop so we can guarantee quality, warranty the work, and protect both you and us during the repayment period.
What happens if I want to settle early?+
You can settle the outstanding balance at any time without penalty. Just speak to our finance desk and we’ll calculate the early settlement amount.
Ready to fix your vehicle?

Don’t wait for payday. Get back on the road today.

Speak to our team about the Vehicle Repair Hire Purchase programme. We’ll quote you honestly, agree a comfortable repayment plan, and get the repairs going.

Or email us at ceo@hedgegroup.com — we usually respond within one business day.